PAYMENT POLICY

Medical services are provided and billed through our office. All fees are within usual and customary guidelines for specialty care. The type of insurance you have and available benefits will determine if payment is due at the time of service or can first be filed with your insurance. Your insurance may require pre-certification prior to treatment.

We ask that copays, co-insurance, deductibles and non-covered services be paid at the time of service if they apply. Payments may be made by cash, check or credit card (MC-VISA-Discover).

 

Dr. Marasco participates in most major commercial health insurance plans. Following is a list of the healthcare plans we currently accept. Upon scheduling your appointment we will enter your insurance information in our system, if there is anything that you would be responsible for other than a copay, co-insurance or deductible the office insurance department will notify you prior to your appointment. You will need to present your current insurance card and a photo id at your initial visit. 

A billing statement will be sent for any additional financial responsibility you may have upon receipt of insurance payments. 

 

 

 

 

 

 
HEALTH PLANS
QUESTIONS ?
 
  •  Anthem

  • Blue Cross and Blue Shield of Illinois

  • Aetna

  • United Healthcare

  • Franciscan Health Network HMO

  • Cigna Health Care

  • UMR

  • Medicare Replacement Plans

  • Prairie States 

  • Humana

  • Professional Claims Management

If your health plan is not listed you can inquire by calling our office at 219-769-3381. 

 

 

 

 

 

 

What charges and billing will I receive?

Upon completion of each appointment you will receive a statement of professional services rendered and a receipt of payment. After your insurance has paid, we'll provide you with a monthly statement of your account if a balance is due.

How long will it take to get things settled with the insurance company?

Generally, it takes 4- 6 weeks to obtain payment from an insurance carrier.​

What if I have questions about insurance payments?

We can assist you with an explanation of benefits for professional services provided by our office. However, for answers to any questions about specific plan benefits and payments, deductibles, co-insurance or co-payments, you will need to contact your insurance company. 

 

 

 

 

 
Medicare

 

We do see Medicare patients and follow the current Medicare Fee Schedule. However we do not accept Medicare assignment. This means that payment for office based services are due at the time the service is rendered. Medicare will be filed by our office on your behalf for patient reimbursement of covered services. 

Hospital care and hospital surgery can first be filed with Medicare. The patient will be responsible for any allowable balance due.